Jewelry Appraisals

Jewelry Appraisals

We are proud to partner with BriteCo jewelry appraisals, offering our customers 125% of the insured value of their items with no deductible ! Our appraisals are certified and useful for estates, jewelry insurance, personal inventory, legal purposes and general documentation.

GIA and DCA Certified Jewelry Appraisals are valid for insurance purposes, general information, pre auction evaluation, estate evaluation and pre-sale of jewelry items. We specialize in insurance appraisals for modern and vintage jewelry and we provide you with a digital and printed copy of your appraisal typically within a fast 24-48 hour turnaround. We also accommodate appointment based, while you wait services.

Why Get Your Jewelry Appraised ?

Jewelry appraisals are the best way to get an expert, honest opinion regarding your jewelry item's current value. This is an excellent way to get a more comprehensive idea about your jewelry, it's quality and value and understanding the most asked question, what is my jewelry worth ? Certified Jewelry appraisals are required for insurance purposes, in order to understand the insured value of a jewelry piece, whatever it may be, the insurance company must understand the value of the ring, watch or necklace that is being insured. A jewelry appraisal will give you an exact dollar value as well as a breakdown of the elements used in the piece of jewelry and their respective qualities. 
Personal Knowledge
 A gorgeous red ruby surrounded by bright vivacious diamonds was just mesmerizing and idea of enjoying that stunning ring for a lifetime to come was an opportunity you couldn't pass up. Now that you own it, you want to know more about it, you want to know its qualities and quality and what is it's value and worth. A Jewelry appraiser will test the ruby, find out if there were any likely treatments done to the gem, test the gold and categorize the diamonds by quality, check for any special qualities of the piece of jewelry that are rare or historic. This will lead to a calculation of 'the sum of all parts' and through a study of the current market trends and a collaboration with jewelry insurance companies will be able to calculate a comprehensive appraisal value for the jewelry
 
Insurance Purposes 
Jewelry insurance is a smart choice and one that will ensure your piece of mind and in the event of a mishap or unfortunate occurrence, the insurance will take the burden off of your shoulders. Although, different companies have different requirements, most all of insurance companies will require an updated jewelry appraisal to begin the process to insure your jewelry.
When shopping for jewelry insurance, a good idea would be to ask your insurer 'Who, What, Where, Why' questions for instance:
Who is insured under this policy, just me or whoever is wearing the piece?
What circumstances apply for receiving insurance? Ask about these circumstances Lost, Stolen, Damaged, Mysteriously Disappeared. If using the home owners insurance policy ask whether your entire home owners insurance premium will be affected if a claim is filed, if so it may be a good idea to choose an independent jewelry insurance company to handle your jewelry insurance. Also what are the items that are covered through the insurance policy, is there a cap on the claims value or will they honor the appraised amount, will the perhaps provide you with a replacement ?
Where does this policy take effect; just in my home or is it good for travel, is it only insured if wearing the piece of jewelry or does it apply if it's in a jewelry box?
Why are you filing a claim can make an impact on whether or not your piece is insured, for instance ask if  the jewelry item is insured only if it is stolen, perhaps if what if it has been damaged ?
A jewelry insurer would be able to check all the boxes, they should provide you with insurance that is international & comprehensive and it should take effect whether the jewelry is lost, stolen, damaged or mysteriously disappeared.
Resell and Estate  
When looking for reselling jewelry or when changing ownership through an inheritance or transfer, a jewelry appraisal will be your best way to know the jewelry's qualities and current market value. Having your piece of jewelry evaluated by a certified gemologist is your first step to realizing your items worth. Many times, there are hidden clues and historic value to a piece of jewelry that can be uncovered through jewelry forensics, a term used for the study of the hallmarks, style, workmanship, use of gems and overall periodic elements used to create the piece of jewelry. This can add a new aspect of value to your jewelry's worth and would be a great way to learn about the story of your heirloom.
 
Segal & Co Fine Jewelers have a certified gemologist on staff with the capability of providing fast and accurate jewelry appraisals to qualify with any insurance provider. They provide a study of the jewelry item and a comprehensive market study regarding your items and jewelry forensics to uncover hidden clues and add value to your items. They collaborate with two jewelry insurance companies to provide you with the most accurate, up to date jewelry evaluation and can provide you with free quotes and guidance for choosing the best insurance company for your needs. In the event of inheritance or acquisition of a new jewelry lot they will provide a free sorting and rough evaluation before choosing, along with you, the best items for appraisal. This can be done easily and accurately at the local Chesapeake location, located inside Greenbrier Mall.Call for more details.

Certified Appraisal

Segal & Co Fine Jewelers

Top 4 Reasons to get your jewelry appraised

It’s one of your most treasured and precious possessions, it could be one of your most valuable purchases and oftentimes some of the utmost sentimental articles you own.
Maybe you just had a scare and you found your tennis bracelet after you thought you had lost it or maybe you inherited a vintage diamond ring and you want to know what it’s really worth. It could be that you purchased your engagement ring from a less than reputable dealer and you have doubts if it’s real. Whether it is to prove ownership on your piece of jewelry, piece of mind in regards to the value of your item or curiosity on its history and origin. In any case, a jewelry appraisal is a good idea.
Jewelry has been known throughout history as an item to be treasured, something to be enjoyed and as a symbol of a remarkable moment. The need to protect the jewelry is as natural as is the desire to wear - This is one of the biggest reasons why folks want to insure their jewelry and in order to do that, a jewelry appraisal is required.

Insurance purposes

This is by far the most common reason people decide to get their jewelry appraised. Jeweler is an article that is durable enough to be worn daily, in order to protect your piece of jewelry from a loss, theft or even damage, it is a good idea to get your engagement ring, watch, bracelet, diamond earring or anything of such insured. Remember that your homeowner’s policy may not cover any jewelry loss greater than $2500 nor will it cover any incidentals outside of your home. Jewelers insurance wil provide you with worldwide coverage for loss, theft, disappearance and damage to the jewelry. First step – obtain a certified appraisal from your local reputable jeweler. Your insurance company will require a written document of appraisal signed by an expert of the jewelry trade.

Identify unverified gemstones and diamonds

In instances of inheritance or acquired jewelry, A gemologist will have the proper tools, experience and expertise to determine the authenticity of an article of jewelry or gemstone and establish value. The gemologist can sift through a lot of jewelry items and determine which ones require an appraisal of their value. The gemologist will uncover which stones are diamonds and gemstones and verify their value.

Second Opinion

If the article in your possession has a unknown source or if you want a second opinion on your jewelry’s value getting a jewelry appraisal is of high importance. Using specialized tools and methods a gemologist will be able to ascertain the value and authenticity of your diamond purchase, the purity levels of gold in your gold chain and whether or not your gemstone is natural or lab created. All of these will uncover the true value of your jewelry article.

Uncover Details and Value of Estate and vintage jewelry

Sometimes a vintage piece of jewelry can have a very rich history. There can be many clues to help uncover the jewelry article’s history and origin. An expert of the jewelry field will have methods called Jewelry forensics to uncover many details of the jewelry article in question. Utilizing many different aspects of this method and paying attention to stampings, hallmarks, periodical methods of jewelry craftsmanship and manufacturing methods to help trace and identify the piece of jewelry.At Segal and Co. Fine Jewelers of Chesapeake, we are compliant with industry standards and up to date with the leading techniques and methods of appraising jewelry. We will examine your item using professional gemology equipment, photograph your jewelry and utilizing our integrated software, determine its accurate market value in a multipage certified report combined with a digital copy of your appraisal document that can be sent to your insurance agent.We can accommodate appointment-based appraisals where the client can be present for the examination. Please call or inquire in our Chesapeake location for details.

Jewelry Appraisal for Estate Lots and auction purposes

We provide bulk jewelry appraisal services on an hourly basis for multiple jewelry items and documentation of jewelry articles and their value for personal inventory.

Please call on us for any help you may need

Segal & Co Fine Jewelers of Chesapeake is dedicated to our wonderful customers, we are here to guide you through any of your jewelry needs. We are happy to answer any of your questions and provide you with the first step to establishing your jewelry item’s accurate value and help you with considering insurance for your jewelry.

Segal & Co are renowned throughout Chesapeake and Hampton Roads as a leading, full service fine jewelry store and engagement ring specialists. Serving Hampton Roads with exceptional service and providing value through quality and expertise with a gemologist on staff and an award-winning master jeweler and design team, creating custom jewelry with unmatched craftsmanship and attention to detail.

Segal & Co Fine Jewelers

Jewelry Insurance Appraisals

A+ rated personal jewelry insurance in 2 minutes

Get your insurance quote now

Check out BriteCo:
Our partner BriteCo, a unique jewelry insurance company, can help you protect your prized possessions.
Watch a quick video >

How It Works: 3 Easy Steps

Step 1

We create an appraisal

We use the BriteCo platform to create an appraisal. When it is finalized, the details of the appraisal are sent to BriteCo, and a copy of your completed appraisal is sent directly to you.

Step 2

BriteCo sends you a quote

Within moments, you’ll receive an email or text message from BriteCo offering you insurance, based on the appraisal values we entered.

Step 3

You can purchase an insurance policy – instantly and easily

Once you click on the link from BriteCo, you’ll answer five quick underwriting questions on your smartphone or computer, and then you’ll see the exact price for the insurance. Simply enter your debit or credit card information to purchase your policy, and you’ll be covered immediately.

See how BriteCo insurance gives you so much more:

Other Online Jewelry Insurance Renters / Homeowners Insurance
Convenience

Instant Appraisal at Purchase

Instant Policy to Purchase
Coverage

Coverage Limits

125% of Appraisal Value Appraisal Value Capped as low as $1,000
Damage Limited
Loss
Theft Limited
Mysterious Disappearance
Limited Impact of Claims on
Homeowners Insurance
Gifts to Others at Separate Address
Zero Deductible*
Authenticated Digital Appraisal
Free Annual Insurance Value Updates
Preventive Maintenance**
*Not applicable for agreed value policies
**Covers prong retipping; broken, worn or bent prongs; broken earring posts; clasp replacement; restringing of broken or stretched pearl strands; and stone tightening

Get your insurance quote now

Insuring your purchase with BriteCo is faster, easier, and more affordable than ever before

 

Learn More

Expert Appraisals. Instant Insurance.

  • Worldwide coverage for loss, theft, damage, or disappearance
  • Replacement coverage up to 125% of appraisal value
  • No deductibles, free maintenance
  • Application and approval in minutes on your phone
  • In the event of a claim, BriteCo will allow you to come back to us for repair or replacement

Contact

909 Davis Street, Suite 500
Evanston IL 60201

info@brite.co

BriteCo LLC is a licensed insurance agency in all fifty states and the District of Columbia.
Please see the Licenses section of this website for more information. All insurance policies underwritten and issued by HDI Global Insurance Company and administered by BriteCo.