Jewelry Appraisals
We are proud to partner with BriteCo jewelry appraisals, offering our customers 125% of the insured value of their items with no deductible ! Our appraisals are certified and useful for estates, jewelry insurance, personal inventory, legal purposes and general documentation.
GIA and DCA Certified Jewelry Appraisals are valid for insurance purposes, general information, pre auction evaluation, estate evaluation and pre-sale of jewelry items. We specialize in insurance appraisals for modern and vintage jewelry and we provide you with a digital and printed copy of your appraisal typically within a fast 24-48 hour turnaround. We also accommodate appointment based, while you wait services.
Why Get Your Jewelry Appraised ?
Jewelry appraisals are the best way to get an expert, honest opinion regarding your jewelry item's current value. This is an excellent way to get a more comprehensive idea about your jewelry, it's quality and value and understanding the most asked question, what is my jewelry worth ? Certified Jewelry appraisals are required for insurance purposes, in order to understand the insured value of a jewelry piece, whatever it may be, the insurance company must understand the value of the ring, watch or necklace that is being insured. A jewelry appraisal will give you an exact dollar value as well as a breakdown of the elements used in the piece of jewelry and their respective qualities.Â
Personal Knowledge
 A gorgeous red ruby surrounded by bright vivacious diamonds was just mesmerizing and idea of enjoying that stunning ring for a lifetime to come was an opportunity you couldn't pass up. Now that you own it, you want to know more about it, you want to know its qualities and quality and what is it's value and worth. A Jewelry appraiser will test the ruby, find out if there were any likely treatments done to the gem, test the gold and categorize the diamonds by quality, check for any special qualities of the piece of jewelry that are rare or historic. This will lead to a calculation of 'the sum of all parts' and through a study of the current market trends and a collaboration with jewelry insurance companies will be able to calculate a comprehensive appraisal value for the jewelry
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Insurance PurposesÂ
Jewelry insurance is a smart choice and one that will ensure your piece of mind and in the event of a mishap or unfortunate occurrence, the insurance will take the burden off of your shoulders. Although, different companies have different requirements, most all of insurance companies will require an updated jewelry appraisal to begin the process to insure your jewelry.
When shopping for jewelry insurance, a good idea would be to ask your insurer 'Who, What, Where, Why' questions for instance:
Who is insured under this policy, just me or whoever is wearing the piece?
What circumstances apply for receiving insurance? Ask about these circumstances Lost, Stolen, Damaged, Mysteriously Disappeared. If using the home owners insurance policy ask whether your entire home owners insurance premium will be affected if a claim is filed, if so it may be a good idea to choose an independent jewelry insurance company to handle your jewelry insurance. Also what are the items that are covered through the insurance policy, is there a cap on the claims value or will they honor the appraised amount, will the perhaps provide you with a replacement ?
Where does this policy take effect; just in my home or is it good for travel, is it only insured if wearing the piece of jewelry or does it apply if it's in a jewelry box?
Why are you filing a claim can make an impact on whether or not your piece is insured, for instance ask if the jewelry item is insured only if it is stolen, perhaps if what if it has been damaged ?
A jewelry insurer would be able to check all the boxes, they should provide you with insurance that is international & comprehensive and it should take effect whether the jewelry is lost, stolen, damaged or mysteriously disappeared.
Resell and Estate Â
When looking for reselling jewelry or when changing ownership through an inheritance or transfer, a jewelry appraisal will be your best way to know the jewelry's qualities and current market value. Having your piece of jewelry evaluated by a certified gemologist is your first step to realizing your items worth. Many times, there are hidden clues and historic value to a piece of jewelry that can be uncovered through jewelry forensics, a term used for the study of the hallmarks, style, workmanship, use of gems and overall periodic elements used to create the piece of jewelry. This can add a new aspect of value to your jewelry's worth and would be a great way to learn about the story of your heirloom.
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Segal & Co Fine Jewelers have a certified gemologist on staff with the capability of providing fast and accurate jewelry appraisals to qualify with any insurance provider. They provide a study of the jewelry item and a comprehensive market study regarding your items and jewelry forensics to uncover hidden clues and add value to your items. They collaborate with two jewelry insurance companies to provide you with the most accurate, up to date jewelry evaluation and can provide you with free quotes and guidance for choosing the best insurance company for your needs. In the event of inheritance or acquisition of a new jewelry lot they will provide a free sorting and rough evaluation before choosing, along with you, the best items for appraisal. This can be done easily and accurately at the local Chesapeake location, located inside Greenbrier Mall.Call for more details.